No Application Fee
                      No Set Up Fee
                      99% Approval
                      Quick Set Up
                      Lowest Discount Rates
                      No Hidden Fees
                      Free Credit Card Equipment when signing up with a Merchant Account
                      Free Check Guarantee Equipment*
                      Free Pin Pad with existing Terminals*
                      Free Equipment repair*
                      24 Hour / 7 Days a Week Customer Service Support
                     

Our Credit Cards By Phone service allows businesses to accept credit cards over the phone without the use of any credit card equipment or software. All you have to do is dial a toll free number to get an approval for a credit card transaction and get an authorization number right over the phone.

Our Credit Cards By Phone service is perfect for all small home based business with low credit card volume as well as contractors, mobile merchants such as Plumbers, Heating and Air Conditioning Contractors, Trade Show and Flea Market merchants, Taxi and Limousine Services, Towing services, Locksmiths etc.

Our Credit Cards By Phone service is the perfect solution for businesses who want to accept credit cards from their customers, that are tired of losing sales and who get burned accepting check payments that bounce. There is nothing worse than doing a job for someone and not getting paid for it. Get a merchant account today and enjoy the lowest rates in the payment processing industry!

How Does Credit Cards By Phone Work?

STEP 3

The funds will be automatically deposited to your checking account within just a few days.

Our Credit Cards By Phone System allows the merchant to accept credit cards, process a sale, process a refund, void a transaction. In addition, mail and telephone order merchants can use Address Verification Service to help reduce the risks of frauds and financial loss.

Features of Credit Cards By Phone Systems

The systems is more than just an authorization with capture system. The service offers complete reporting capabilities.

Visa®, MasterCard®, American Express®, Novus Card Types®, Diners®/Carte Blanche® and JCB® support
Touch-tone authorization and capture
Available to rotary-phone merchants (with operator assistance)
Credit/Refund processing
Void processing
Offline/Post-Authorization processing
Functions as a back-up system to your current operation
24-hour/7-day Help Desk
Mail order with Address Verification System (AVS) support
Address Verification Only processing
CVV2 processing

Forward Batch Review (used to review current open batch starting from first transaction)
Backward Batch Review (used to review current open batch starting from last transaction)
Transaction Find Processing (used to find a transaction in current open batch)
Batch Total (used to balance daily batch)
Batch History Review (used to review last 3 settled batches)
Batch Auto Open (daily, upon first transaction)
Batch Auto Close (daily, upon settlement)
Transaction Confirmation
Periodic Authorization Activity
Financial Details
Regular Faxed Reports
Online Reporting Options

How do I get started?

To get started you must be the principle owner of the business and have the following information:

Once you have all these information you can fill out our online application and one of our agent will get back you. Our Online Application ONLY takes a few minutes to complete.                              

Merchant account provided by, i Payment, Inc. a registered ISO/MSP of JP Morgan Chase Bank 

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Phone: 1-(888) 872-2285 / Direct 1-(818) 341-2972